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January 16

Can I seek Chapter 15 protection while a case is ongoing in my home country or after it finished ?

Simple question. I don’t have Us citizenship, but I owe a large debt amount in New York that can’t legally exist in my home country where I currently live (at least where the 50% interest represent usury even for a factoring contract).

My contract only states that disputes should be discussed within a specific Manhattan court, it doesn’t talk about which is the applicable law beside the fact that French law states that French consumer law applies if a contract is signed if the client live in France (and the contract indeed mention my French address). This was something my creditors were unaware of (along with the fact it needs to be redacted in French to have legal force in such a case), but at that time I was needing legal protection after my first felony, and I would had failed to prove partilly non guilty if I did not got the money on time. I can repay what I borrowed with all my other debts but not the ~$35000 in interest.

Can I use Chapter 15 to redirect in part my creditors to a bankruptcy proceeding in France or is it possible to file for Chapter 15 only once a proceeding is finished ? Can I use it as an individiual or is Chapter 15 only for businesses ? 2A01:E0A:401:A7C0:6CE2:1F60:AD30:6C2F (talk) 09:13, 16 January 2025 (UTC)[reply]

We don't answer questions like that here. You should engage a lawyer. --Viennese Waltz 09:23, 16 January 2025 (UTC)[reply]

Chapter 15 bankruptcy does cover individuals and does include processes for people who are foreign citizens. The basics. 68.187.174.155 (talk) 11:24, 16 January 2025 (UTC)[reply]